:root{--ink:#16343b;--muted:#587077;--paper:#f7fbfa;--card:#fff;--accent:#167d78;--accent2:#dff3ee;--line:#d9e8e5;--warn:#fff7df}
*{box-sizing:border-box} body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--paper)}
a{color:#0d6763} .wrap{width:min(1120px,92%);margin:auto} header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0}.brand{font-weight:800;font-size:1.25rem;text-decoration:none;color:var(--ink)}
nav{display:flex;gap:18px;flex-wrap:wrap}nav a{text-decoration:none;font-weight:650}.hero{padding:72px 0 40px;background:linear-gradient(180deg,#eaf8f5,transparent)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--accent)}h1{font-size:clamp(2.2rem,5vw,4.4rem);line-height:1.05;margin:.2em 0}
h2{font-size:1.7rem;margin-top:2.1em}h3{margin-top:1.7em}.lede{font-size:1.2rem;color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card,.callout,.cta{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}.card a{font-weight:750;text-decoration:none}.content{max-width:800px;padding:42px 0 80px}
.callout{margin:24px 0}.callout strong{display:block;margin-bottom:6px}.warning{background:var(--warn)}.cta{background:var(--accent2);margin:30px 0}.btn{display:inline-block;background:var(--accent);color:white;text-decoration:none;font-weight:800;padding:12px 18px;border-radius:12px}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding-top:22px}.disclosure{font-size:.9rem;color:var(--muted);border-left:4px solid var(--accent);padding-left:14px}
footer{border-top:1px solid var(--line);background:#fff;padding:35px 0;color:var(--muted)}ul{padding-left:1.25rem}
@media(max-width:760px){.grid{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column}.hero{padding-top:45px}nav{gap:12px}h1{font-size:2.5rem}}